Most Popular Fixed-Rate Mortgage Overview Interest rate and payments remain the same for the life of the loan Available in terms of 5, 7, 10, 15, 20, and 30 years 首付款低至购买价格的5% -包括首次购房者 View Rates A Good Option If: You want predictable monthly payments that will not change You plan to stay in your home for several years 权衡:利率通常高于可调利率抵押贷款 Read More Get Preapproved Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare Fixed-Rate Mortgage Interest Rate APR Points Monthly Payment Loan Term (Months) Purchase Rates 30-Year Fixed 7.125% 7.166% -0.125 $2,021.16 360 20-Year Fixed 6.875% 6.928% 0.000 $2,303.44 240 15-Year Fixed 6.750% 6.816% 0.000 $2,654.73 180 See All Rates Refinance Rates 30-Year Fixed 7.375% 7.417% -0.375 $2,072.03 360 20-Year Fixed 7.125% 7.179% 0.000 $2,348.46 240 15-Year Fixed 6.875% 6.941% 0.000 $2,675.56 180 See All Rates Fixed Rates effective as of April 17, 2024.请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为75%的借款人，并且基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电查询其他按揭产品的利率资料.
Adjustable Rate Mortgage (ARM) Overview 利率和付款在一段时间内是固定的，然后再调整 Available in 3/6, 5/6, 7/6 ARM terms with 30-year amortization terms, as well as 5/5 30-year, 5/5 15-year terms 一些选项提供高达90%的融资，没有私人抵押贷款保险(PMI) Low fees and closing costs View Rates A Good Option If: You want lower payments at the start of the loan You are planning to own your home for a short period of time Possibility of lower rates in the future Trade-off: After the set rate period is over, the interest rate can increase depending on market conditions Read More Get Preapproved Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare Adjustable Rate Mortgage (ARM) Interest Rate APR Points Initial Monthly Payment Maximum Monthly Payment Purchase Rates 5/5 ARM 30 Year 7.500% 7.098% 0.000 Months 1-60 $2,097.64 Months 61-360 $2,395.00 7/6 ARM 30 Year 7.875% 8.145% 0.000 Months 1-84 $2,175.21 Months 85-360 $2,512.00 5/6 ARM 30 Year 7.875% 8.206% 0.000 Months 1-60 $2,175.21 Months 61-360 $2,532.00 See All Rates Refinance Rates 5/5 ARM 30 Year 8.000% 7.308% 0.000 Months 1-60 $2,201.29 Months 61-360 $2,395.00 7/6 ARM 30 Year 8.375% 8.420% 0.000 Months 1-84 $2,280.22 Months 85-360 $2,512.00 5/6 ARM 30 Year 8.375% 8.420% 0.000 Months 1-60 $2,280.22 Months 61-360 $2,532.00 See All Rates Adjustable Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为75%的借款人，并且基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电了解ARM产品的价格信息，并注明其他条款. The 5/5 ARM product listed above 是一种30年期贷款，前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次，直到第15年，利率可以根据5年期国债的平均收益率每年增加或减少, plus our margin (2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 7/6 ARM product listed above 是一种30年期贷款，前7年的初始利率是固定的(84次付款). After the initial seven-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial seven-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款85-360是基于当前的指数加上保证金(完全指数率)。. The 3/6 ARM product listed above 是一种30年期贷款，前3年的初始利率是固定的(36次付款)。. After the initial three-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial three-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，因此付款37-360的估计月供是基于当前指数加上保证金(完全指数率)。. The 5/6 ARM product listed above 是一种30年期贷款，前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial five-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。.
First-Time Homebuyer Program Overview No Private Mortgage Insurance (PMI) required Down payments as low as 5% of purchase price Single-family loans up to $450,000 Fixed- and Adjustable-Rate options View Rates A Good Option If: You do not have a substantial down payment saved You want to avoid the extra cost of PMI 在整个抵押贷款过程中，你会从额外的帮助和建议中受益 权衡:利率可能略高于传统的固定利率和可调利率选项 Read More Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare Fixed Rates Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 7.625% 7.663% 0.000 $2,353.41 360 20-Year Fixed 7.500% 7.549% 0.000 $2,678.60 240 15-Year Fixed 7.250% 7.310% 0.000 $3,035.27 180 Adjustable Rates Interest Rate APR Points Initial Monthly Payment Maximum Monthly Payment 5/5 ARM 30 7.750% 7.198% 0.000 Months 1-60 $2,382.07 Months 61-360 $2,547.00 7/6 ARM 30 8.125% 8.277% 0.000 Months 1-84 $2,468.80 Months 85-360 $2,534.00 First Time Homebuyer Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为95%的借款人，并且是基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on purchase price of $350,000, FICO® score of 780 or greater, 5% or more down payment, and loan amount of $332,500; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电查询其他按揭产品的利率资料. Adjustable Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为95%的借款人，并且是基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $350,000, FICO® score of 780 or greater, 5% or more down payment, and loan amount of $332,500; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电了解ARM产品的价格信息，并注明其他条款. The 5/5 ARM product listed above 是一种30年期贷款，前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次，直到第15年，利率可以根据5年期国债的平均收益率每年增加或减少, plus our margin (2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 7/6 ARM product listed above 是一种30年期贷款，前7年的初始利率是固定的(84次付款). After the initial seven-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial seven-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款85-360是基于当前的指数加上保证金(完全指数率)。.
Refinance Your Mortgage Overview Pay off your existing mortgage and replace it with a new one, usually to secure a better interest rate or term Refinance to fixed-rate mortgages or adjustable-rate loans Low fees and closing costs View Rates A Good Option If: 你想通过减少每月的按揭付款来节省一些预算 You want to shorten the term of your mortgage Trade-off: The lowest rates usually carry some fees and closing costs Read More Apply Now Or Call 1-800-561-9433 Continue Existing Application Fixed Rates Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 7.375% 7.417% -0.375 $2,072.03 360 20-Year Fixed 7.125% 7.179% 0.000 $2,348.46 240 15-Year Fixed 6.875% 6.941% 0.000 $2,675.56 180 See All Rates Adjustable Rates Interest Rate APR Points Initial Monthly Payment Maximum Monthly Payment 5/5 ARM 30 Year 8.000% 7.308% 0.000 Months 1-60 $2,201.29 Months 61-360 $2,395.00 7/6 ARM 30 Year 8.375% 8.420% 0.000 Months 1-84 $2,280.22 Months 85-360 $2,512.00 5/6 ARM 30 Year 8.375% 8.420% 0.000 Months 1-60 $2,280.22 Months 61-360 $2,532.00 See All Rates Fixed Rates effective as of April 17, 2024.请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为75%的借款人，并且基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电查询其他按揭产品的利率资料. Adjustable Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为75%的借款人，并且基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. 请致电了解ARM产品的价格信息，并注明其他条款. The 5/5 ARM product listed above 是一种30年期贷款，前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次，直到第15年，利率可以根据5年期国债的平均收益率每年增加或减少, plus our margin (2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 7/6 ARM product listed above 是一种30年期贷款，前7年的初始利率是固定的(84次付款). After the initial seven-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial seven-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款85-360是基于当前的指数加上保证金(完全指数率)。. The 5/6 ARM product listed above 是一种30年期贷款，前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial five-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 3/6 ARM product listed above 是一种30年期贷款，前3年的初始利率是固定的(36次付款)。. After the initial three-year period, it is possible that the interest rate, APR, 在剩余的贷款期限内，还款额可能会大幅增加. After the initial three-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的，因此付款37-360的估计月供是基于当前指数加上保证金(完全指数率)。.
Jumbo Mortgage Overview 当抵押贷款的金额超过房利美和房地美设定的贷款服务限额时的贷款 提供多种贷款条件，包括固定利率和可调利率贷款 Covers purchase and refinance amounts up to $1 million No PMI required A Good Option If: 你想避免借两笔或更多的贷款来购买房屋 权衡:利率可能略高于传统的住房贷款和信贷要求是严格的 Read More Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare
Single-Close Construction Loan Overview As low as 10% down payment 类似于标准的购买或再融资，但它涉及确定未来价值. During construction, 你每月根据给建筑商的资金支付利息 After the one-year construction term, the loan switches to permanent financing with the same interest rate 12个月的建设期限，90%的贷款价值比(LTV)高达750,000美元，85%的LTV高达1,000,000美元 A Good Option If: You like one-stop shopping and want one closing You want to pay interest only during construction Lot equity may be credited toward your down payment Indiana and Owner-Occupancy only No PMI Required Read More Get Preapproved Apply Now Or Call 1-800-561-9433 Compare
Land Loan Overview Finance unimproved land for building your primary residence Finance up to 80% of the lot value up to $250,000 maximum 1-year maximum term A Good Option If: You are building a new home and need to finance the land it will be on Trade-off: Requires 20% or higher down payment Read More Call to Apply1-800-561-9433 Compare
FHA Loan Overview Government-backed loan Fixed-rate loan View Rates A Good Option If: 如果你的信用不够完美，没有足够的钱支付5-20%的标准首付款 Trade-off: Rates are generally slightly higher than conventional loans Read More Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare FHA Loan Interest Rate APR Points Monthly Payment Loan Term (Months) Purchase Rates 30-Year Fixed 7.000% 7.768% 0.000 $2,568.07 360 15-Year Fixed 6.625% 7.513% 0.875 $3,389.06 180 Refinance Rates 30-Year Fixed 7.000% 7.768% 0.000 $2,568.07 360 15-Year Fixed 6.625% 7.513% 0.875 $3,389.06 180 FHA Mortgage Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(apr)适用于信用评分为780或更高和96的借款人.5%的贷款价值比(LTV)，并以印第安纳州财产担保的贷款为基础. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio, and other factors, and may be higher than those displayed here. Rates, closing costs, and points may vary by property location, loan type, and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 举例:购买价格为400,000美元，FICO®分数为780或更高，以及3.5% or more down payment, and loan amount of $386,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. FHA Mortgage Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(apr)适用于信用评分为780或更高和96的借款人.5%的贷款价值比(LTV)，并以印第安纳州财产担保的贷款为基础. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 例如，每月付款基于财产价值为400,000美元，FICO®评分为780或更高，以及3.5% or more equity, and loan amount of $386,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
VA Loan Overview Mortgage guaranteed by the U.S. Department of Veterans Affairs (VA) 适用于美国退伍军人，现役军人，预备役人员和幸存的配偶 No down payment or PMI required View Rates A Good Option If: You are serving or have served in the U.S. military and want to take advantage of a mortgage with no down payment Read More Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare VA Loan Interest Rate APR Points Monthly Payment Loan Term (Months) Purchase Rates 30-Year Fixed 7.125% 7.359% -0.375 $2,694.87 360 15-Year Fixed 6.625% 7.184% 1.125 $3,511.98 180 Refinance Rates 30-Year Fixed 7.125% 7.361% -0.375 $2,425.39 360 15-Year Fixed 6.750% 7.272% 0.875 $3,185.67 180 VA Mortgage Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为100%的借款人，并且基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于购买价格和基本贷款金额$400的月付款,000, FICO® score of 780 or greater, and 0% or more down payment; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply. VA Mortgage Rates effective as of April 17, 2024. 请注意，这里显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为90%的借款人，并且是基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio and other factors, and may be higher than those displayed here. Rates, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly Payments based on property value of $400,000, FICO® score of 780 or greater, and 10% or more equity, and base loan amount of $360,000; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
USDA Loan Overview Mortgage offered to rural property owners by the U.S. Department of Agriculture 不需要首付——你可以提供高达房产价值100%的资金 View Rates A Good Option If: You are purchasing a property in a rural area (as defined by the USDA) You meet the income restrictions for your County Read More Apply Now Or Call 1-800-561-9433 Continue Existing Application Compare USDA Loan Interest Rate APR Points Monthly Payment Loan Term (Months) 30-Year Fixed 6.625% 7.108% 0.000 $2,561.24 360 USDA Mortgage Rates effective as of April 17, 2024. 请注意，此处显示的利率和年利率(APRs)适用于信用评分为780或更高，贷款价值比(LTV)为100%的借款人，并且基于印第安纳州财产担保的贷款. 根据您的信用评分，实际利率和年利率可能会有所不同, LTV ratio, and other factors, and may be higher than those displayed here. Rates, closing costs, and points may vary by property location, loan type, and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于购买价格和基本贷款金额$400的月付款,000, FICO® score of 780 or greater, and 0% or more down payment; USDA guarantee fee is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. Rates are subject to change without notice. Some restrictions may apply.
